logo-image

Death and Taxes

Death and taxes (seemingly unlikely bed fellows at first glance) are often linked together because they have long been considered unavoidable life events. Some even say they are the only two things that are certain in life. Neither is something people typically look forward to, but they are both events that are anticipated and can be prepared for in advance.

This is the time of year when folks hope they have prepared well for their taxes. Most people prefer to get a tax refund rather than a tax bill. They hope the calculations have been made correctly and the payments made throughout the year will be enough to offset the sting of a big tax bill come April 15 th .

Hmmm… come to think about it, most folks don’t typically look forward to a big funeral bill at the end of their life either. Few want to leave their family responsible for funeral costs. However, many people don’t plan to offset that expense like they do their taxes.

Even though most people, 62.5 percent according to the National Funeral Directors Association ’s (NFDA) annual Consumer Awareness and Preferences Study, think it’s important to plan in advance. Only a small percentage (21.4 percent) actually act on their good intentions. Why? They have the perception that prepaying is too costly.

Most people are unaware that prepaying does not mean you must pay in one single payment. Many funeral homes offer specialized programs that allow funerals to be paid in advance, just like taxes, in small, easily-digested bites. Payments can be made on a variety of schedules allowing the consumer the opportunity to choose how long to stretch out payments and how often to make those payments. Individuals can even choose to make one payment per year!  That means a person could choose to put their tax refund toward their funeral.  Taxes could pay for death!

What about that roughly one quarter of people who do go beyond thinking they should make a funeral plan and actually make one? How do they feel once they have their plan in place? Ahh, they feel good. Funeral planners often say they see shoulders go down, hear audible sighs of relief and get hugs at the conclusion of a planning session. It’s like cleaning out the junk drawer: something most folks put off, but when they dig in and get it done, it feels so good they just keep going back to sneak a peek at that drawer all in order.

By Lee Uecker January 23, 2025
Imagine you’re driving past a funeral home. As you approach, you can see people dressed in mourning clothing coming out of the facilities and climbing into their cars or limousines. But just before you drive by, those vehicles begin to pull out of the funeral home’s parking lot. You’re now encountering a funeral procession. So, how can you treat this important ceremony with the respect it deserves? Although many states have different rules when it comes to driving around funeral processions, here are the general rules of the road when you spot one.
By Lee Uecker January 9, 2025
A funeral may include some or all of the elements mentioned above. It should reflect the life of the person who died and bring comfort to close family members. Funeral directors are eager to have the service meet the family’s desires. Still, funeral directors are not mind readers.
By Lee Uecker November 5, 2024
Cremation rates have been on the rise in the United States for many years, and it’s becoming more and more common for funeral homes to be holding funerals for loved ones who will be cremated. But how does funeral planning work when your loved one will be cremated?
By Lee Uecker November 5, 2024
Ossuaries are found in a growing number of cemeteries. They provide a dignified final resting place for those who prefer to be cremated but are not comfortable with the impermanence of scattering. The ossuary space has a low environmental impact, costs less than burial, and gives the family the added benefit of knowing the one they loved rests in a place that will remain intact. Ossuaries provide a dignified final resting place for those who prefer cremation.
By Lee Uecker November 5, 2024
Grief and loss are difficult. Caregiving can feel thankless. Still, every single day comes with many little moments that can lighten the load. They are there. However, you have to be open and make the effort to see the opportunity.
By Lee Uecker November 5, 2024
Moving on is not the same as forgetting. Moving on after the death of a loved one, especially a spouse, just means actively engaging in life. It means reaching a point where the mourner has things to look forward to again. J. William Worden, PhD tells us the fourth task mourners must accomplish as they move through grief is to “find an enduring connection with the deceased while moving on with life.”
By Lee Uecker September 17, 2024
A columbarium niche is a final resting place for ashes after cremation. Niches are above ground and are most often built into a wall. The wall is made up of individual compartments that hold an urn containing the ashes of one individual. Columbarium niches are available at many cemeteries and some churches.
By Lee Uecker September 17, 2024
Find out how much you know about funeral service. Match the definition to the words below. See how well you do.
By Lee Uecker September 17, 2024
Funerals aren’t one-size-fits-all. One of the most important steps in funeral planning is customization. How is this funeral right for your loved one? How are you celebrating your loved one’s life through everything from the floral arrangements to the clothing they’re wearing? What makes this funeral uniquely your loved one’s funeral? Here are a few ways to customize a funeral for your loved one.
By Lee Uecker September 17, 2024
So, who do we thank? We thank all service men and women. We thank the husbands, wives and children of our service men and women. Post 9/11 military service is a family job.
More Posts
Share by: